QR codes can help make small business banking faster and easier. They are a versatile way to share contact information, make connections, or provide information to customers.
Using the Wells Fargo Mobile® app, you can now generate your own unique Zelle® QR code easily and share it with customers and vendors, allowing you to seamlessly receive money.1 Here’s what you need to know about the technology.


Scan this code to learn more about Zelle®.
What is a QR code?
Think of QR codes as next-level barcodes. QR stands for “quick response,” meaning you can send information instantly. They can be scanned by the camera app on most smartphones and direct your audience to a chosen webpage. They are two-dimensional, unique, and can’t be modified once they are created.
Share anywhere
QR codes can go in an email or text message, or be printed on an invoice, business card, or flyer.
How do small businesses use QR codes?
QR codes allow you to quickly interact with clients, customers, and vendors. Here are three ways you can use them:

Market yourself
Use a QR code in your marketing materials to allow customers or clients a direct line to more information or to make a purchase.

Connect with customers
A QR code on your business card could link to a vCard so that when it is scanned, all of your information is digitally saved to your contact list, saving them the trouble of typing it in.

Reward loyalty
QR codes can be linked to your existing loyalty program, allowing you to access even more valuable data about your customers. Feature a QR code on your receipts, and when the buyer scans the code, a reward is triggered.
How do Zelle® QR codes streamline business payments?
Zelle® in the Wells Fargo Mobile® app allows you to generate a unique QR code for payments you can share with customers.1
QR codes are secure, and allow you to quickly provide your Zelle® payment information. Plus, it’s easier than having your customer entering your contact information manually. This helps ensure your payment gets to you!
If you have a Zelle® QR code from one of your vendors, you can easily pay them.1 You can also use your QR code to get paid by your customers who are enrolled with Zelle® at their financial institution.
All payments are contactless. Just share your unique QR code or request payment via the Wells Fargo Mobile® app. There is no cash to touch or checks to collect, so it can reduce the amount of time and steps needed to get paid. Money you receive lands directly in your bank account.
Unlike some third-party apps, Zelle® at Wells Fargo doesn’t cost you anything.1
Zelle® makes payments easy
Zelle® offers a fast and convenient way to receive payments from customers, directly to your Wells Fargo account typically in minutes.1 Look for the Zelle® logo on your contacts’ profile image and you’ll see which of your clients, customers, and vendors are already using Zelle®.
1. Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Terms and conditions apply. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. For your protection, Zelle® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle® offers a protection program for authorized payments made with Zelle®. The Request feature within Zelle® is only available through Wells Fargo using a smartphone. Payment requests to persons not already enrolled with Zelle® must be sent to an email address. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. For more information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier’s message and data rates may apply.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
© 2022 Wells Fargo Bank, N.A. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
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