Initiate Business Checking^SM

Key features:

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• No transactions fee for the first 100 transactions² per fee period. Additional transactions are $0.50 each.
• No cash deposit processing fee for the first $5,000 in cash deposits processed per fee period. Additional cash deposits processed are $0.30 per $100.
• Minimum opening deposit $25.
• Avoid the $10 monthly service fee with one of the following each fee period:
  • $500 minimum daily balance
  • $1,000 average ledger balance

Navigate Business Checking^SM

Key features:

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• No transactions fee for the first 250 transactions² per fee period. Additional transactions are $0.50 each.
• No cash deposit processing fee for the first $20,000 in cash deposits processed per fee period. Additional cash deposits processed are $0.30 per $100.
• No monthly service fee for linked Additional Navigate Business Checking and Business Platinum Savings accounts.
• Interest-bearing checking account.
• Minimum opening deposit $25.
• Avoid the $25 monthly service fee with one of the following each fee period:
  • $10,000 minimum daily balance
  • $15,000 average combined business deposit balances³

Optimize Business Checking^SM

Key features:

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• No transactions⁴ fee for the first 250 transactions within a billing relationship per statement period. Additional transactions are $0.50 each.
• No monthly service fee for linked Business Platinum Savings accounts.
• Access to treasury management services through Commercial Electronic Office^®,1
• Minimum opening deposit $25.
• $75 monthly maintenance fee includes:
  • First five Optimize Business Checking accounts within a billing relationship. Additional Optimize Business Checking accounts in excess of five within the same billing relationship are $30 per statement period per account.
  • An earnings allowance can be used to reduce the cost of eligible banking services.⁵